Expert Valuation Service

As members of the NAJ, you can rely on us to offer you a trustworthy and accurate valuation whether it be for insurance, probate or resale.

Understanding Jewellery Valuations

When it comes to valuing your precious jewellery, it’s important to know that different situations call for different types of valuations. Here’s a simple guide to help you understand the differences:

Insurance Valuation

  • Purpose: This helps you know how much it would cost to replace your jewellery if it’s lost, stolen, or damaged.

  • How It Works: The value is based on what it would cost to buy a similar piece at retail prices, including a bit extra to cover any price increases.

  • Why It’s Important: This is the amount your insurance will pay to replace your item.

  • Our Service: For one item prices start from £50 and can often be completed within a few hours. For multiple items we offer a rate per item but it may take longer due to the extra work load.

Probate Valuation

  • Purpose: This is used to determine the value of jewellery as part of a loved one’s estate.

  • How It Works: It reflects the fair market value, or what the jewellery would sell for between a willing buyer and seller at the time of the owner’s passing.

  • Why It’s Important: Necessary for legal and tax purposes, ensuring the estate is correctly valued for inheritance.

  • Our Service: For 1-10 items we charge £10 per item. For more than 10 items we offer a better rate per item.

Resale Valuation

  • Purpose: This tells you how much you might get if you sell your jewellery.

  • How It Works: It’s usually lower than insurance or probate valuations because it reflects the second-hand market price.

  • Why It’s Important: Helps you understand what you can realistically expect if you sell your jewellery to a dealer or a private buyer.

  • Our Service: We charge £25 for a single item and can normally be completed within an hour or two. For multiple items we offer a rate per item but it may take longer due to the extra work load.

Each type of valuation serves a unique purpose and provides a different perspective on your jewellery’s worth. Whether you’re insuring, selling, or handling an estate, understanding these valuations can help you make the best decisions.